Planning Fallacy

Also known as: Optimism bias (related)

The planning fallacy is a cognitive bias where people underestimate the time, costs, and risks of future tasks, while overestimating the benefits. This happens even when they have knowledge of past tasks that took longer than planned.

Cognitive Biases

5 min read

experimental Evidence


Planning Fallacy

The Psychology Behind It

"This time will be different." That is the mantra of the planning fallacy. When we plan a project (writing a thesis, renovating a kitchen, building a highway), we visualize the "best-case scenario." We imagine a smooth path with no interruptions, no illness, and no supply chain issues.

We ignore the "outside view" (statistical data on how long similar projects usually take) and focus on the "inside view" (our specific plan). Even though we know we have been late on every previous deadline, we convince ourselves that this specific project is unique and under control.

Real-World Examples

The Sydney Opera House

Planned in 1957 to be completed in 1963 for $7 million. It was actually completed in 1973 for $102 million. A decade late and 1,400% over budget.

Student Papers

Students asked to estimate when they will finish their thesis usually give a date that is weeks earlier than the actual completion date. Even their "worst-case" estimates are often too optimistic.

Home Renovations

Anyone who has renovated a house knows the rule: "It will take twice as long and cost twice as much as the contractor says."

Consequences

The planning fallacy can lead to:

  • Financial Ruin: Projects run out of money before completion.
  • Burnout: People commit to too many tasks, leading to stress and failure.
  • Loss of Credibility: Consistently missing deadlines damages professional reputation.

How to Mitigate It

To plan better, we must stop planning and start predicting.

  1. Reference Class Forecasting: Ignore the details of your project. Look at a class of similar projects. How long did they take on average? Use that number.
  2. The Pre-Mortem: Before starting, imagine it is a year later and the project has failed. Write a history of why it failed. This forces you to consider risks you are ignoring.
  3. Buffer Time: Take your best estimate and multiply it by a safety factor (e.g., 1.5x or 2x). You will likely need it.

Conclusion

The planning fallacy is the triumph of hope over experience. Optimism is good for motivation, but bad for scheduling. By anchoring our plans in data rather than dreams, we can set realistic goals and actually achieve them.

Mitigation Strategies

Reference Class Forecasting: Look at the distribution of outcomes for similar past projects and place your project in that distribution.

Effectiveness: high

Difficulty: moderate

Implementation Intentions: Break the plan down into tiny, concrete steps (when, where, how). Granularity reduces optimism.

Effectiveness: medium

Difficulty: moderate

Potential Decision Harms

Taxpayers fund infrastructure projects that become money pits due to initial lowball estimates.

major Severity

People underestimate their monthly spending and overestimate their savings, leading to debt.

major Severity

Key Research Studies

Exploring the 'planning fallacy': Why people underestimate their task completion times

Buehler, R., Griffin, D., & Ross, M. (1994) Journal of Personality and Social Psychology

Demonstrated that people underestimate their own completion times even when they can recall past failures to meet deadlines.

Read Study →


Related Biases

Explore these related cognitive biases to deepen your understanding

Loaded Language

Loaded language (also known as loaded terms or emotive language) is rhetoric used to influence an audience by using words and phrases with strong connotations.

Cognitive Biases

/ Emotive language

Euphemism

A euphemism is a mild or indirect word or expression substituted for one considered to be too harsh or blunt when referring to something unpleasant or embarrassing.

Cognitive Biases

/ Doublespeak (related)

Paradox of Choice

10 min read

The paradox of choice is the idea that having too many options can make decisions harder, reduce satisfaction, and even lead to decision paralysis.

Cognitive Biases / Choice and complexity

/ Choice Overload

Choice Overload Effect

10 min read

The choice overload effect occurs when having too many options makes it harder to decide, reduces satisfaction, or leads people to avoid choosing at all.

Cognitive Biases / Choice and complexity

/ Paradox of Choice

Procrastination

2 min read

Procrastination is the action of unnecessarily and voluntarily delaying or postponing something despite knowing that there will be negative consequences for doing so.

Cognitive Biases

/ Akrasia (weakness of will)

Time-Saving Bias

2 min read

The time-saving bias describes the tendency of people to misestimate the time that could be saved (or lost) when increasing (or decreasing) speed.

Cognitive Biases

/ Time-saving illusion